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This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.
 
Funeral cost, estate taxes, etc. ($):  
Amount needed to pay off non-mortgage debt ($):  
Amount needed in emergency fund ($):  
Amount needed in college fund ($):  
Expected average annual living expenses ($):  
Expected spouse's average annual income after taxes ($):  
Annual Social Security Benefits ($):  
Spouse's current age (#):  
Value of current liquid assets ($ total of savings, investments, etc.):  
Expected survivor's investment strategy:  
   
Life insurance needs:  

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